TIM THOMAS

4 Easy Ways You Can Boost Your Credit Score Right Now

Credit is an essential component of your financial health, but many people are utterly clueless about their credit score or how they can improve it.

4 Easy Ways You Can Boost Your Credit Score Right Now

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Step #1: Discover Your Credit Score

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It stands to reason that you cannot fix a problem if you don’t know it exists in the first place.

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So, you need to find out your credit score through a reliable source to determine how bad the damage is.

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To run your credit for free, try first visiting Annual Credit Report.com. This site provides users with one free credit report every year to give you a decent picture of how you’re registering on the credit scale.

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Step #2: Determine What Factors are Negatively Impacting Your Credit Score

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Your free credit report will provide you with information on the pieces of your financial puzzle that harm your credit score. Three main factors are more than likely dragging you down.

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The first is that you don’t have enough credit. Much like the scenario we laid out above, if you are young and only have one credit card that you’ve maxed out, then it’s likely that your available credit is low or non-existent.

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