This can help you eliminate spending on some things you’re both paying for (it happens!) and get a sense of your actual shared bills to utilize your joint account better and start spending as a team. Get out a spreadsheet or pad and paper and start making a list of your shared and personal expenses.
Let’s face it; not everyone comes into a relationship with all the financial know-how. Rather than expect the more free-spirited person to become the master of spreadsheets, think about how they can best contribute to the financial relationship.
Taking the time to learn each other’s money stories and how their attitudes developed over the years can help couples build intimacy and understanding. There are fun ways to learn each other’s money stories.
Conversations about money can be really stressful and end with fights and recriminations.A solution is to set up a monthly money date to soften the tough topics’ blow and make them more regular so that there are no jolts or surprises.